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Navigating the “Medicare Maze” can be a difficult process for almost anyone.  Melissa Ward, Senior Care Specialist, is AHIP certified and is an agent for several different Medicare coverage carriers. She can help you to compare multiple plans head-to-head to see which policy is going to be best for you.  Melissa strives for outstanding customer service not only through the application process but after the policy has been issued.  In todays ever changing environment, everyone should evaluate their Medicare policy annually.  

Medicare Advantage

Medicare advantage plans are offered by private insurance companies and can be referred to as Part "C" or "MA Plans".  It combines Part A (hospital) and Part B (doctor), provides additional benefits, and most MA plans cover prescription drugs.  

Medicare Supplement

Medicare supplement plans cover some of the costs that are not covered by Original Medicare Parts A and B. 

Prescription Drug Plans

PDP's help pay for medications prescribed by a doctor or other health care professional.  The annual election period for Part D is October 15 to December 7th with the plans beginning January 1st of the following year.  When picking a plan beneficiaries should consider expected premiums and cost sharing, formulary, and network pharmacies.  After providing Melissa Plain with your current list of medication, she can help determine what plan to choose.  

Please complete the Medicare Client Profile Sheet to begin the process of choosing the best plan to fit your needs. 

Once completed, please mail to 1159 Pittsford-Victor Rd. Suite 230 Pittsford, NY 14534 ATTN: Melissa Ward

or email the sheet to (*for Medicare use only)

*for Medicare use only

585-678-8000 ext #2

For information on our securities and advisory services please click here: Freedom Financial Planning